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Home / Panama City / 3532 Treasure Circle
3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 3532 Treasure Circle Panama City, FL 32408 View All Photos

$1,499,000

| Active

3532 Treasure Circle

Panama City, FL 32408

2,880
Square Feet
4
Beds
3
Baths
1
Days on Market
795278
MLS#
House
Structure
Residential
Zone
Contact

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

Property Details
Interior
Main Level Primary
Bedrooms
4
Bathrooms
3.0
Full Baths
3
View
Lagoon
Stories
2
Exterior Features
Dock
Exterior Materials
Dock
Acres
0.0
Square Feet
2880.0
Lot Size (sqft)
0.12
Property Type
Purchase
Style
Coastal
Property Subtype Additional
Single Family Residence
Year Built
2027
Utility Features
Electricity Available, Natural Gas Available, Sewer Available
Subdivision
[No Recorded Subdiv]
Community Features
Dock, Short Term Rental Allowed
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
County
Bay
Region
Panama City
Original List Price
$1,499,000
Days on Market (Cumulative)
1
Taxes Annual
$3,533
MLS #
795278
Property Subtype
SingleFamilyResidence
Waterfront
1
Parcel Number
31430-020-000
MLS #
795278
Waterfront Type
Lagoon
Date Listed
September 11, 2026
Address
3532 Treasure Circle
Location
Legal

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Provided By
Listed by Jeri A MacDonald (#B0411)
Listing Office: Anchor Realty Florida (#BSTG)

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